Posted on Monday, 17th April 2006 by Maritzia

Don’t get me wrong, I’m incredibly grateful to have good insurance.  I’d have been on the county dole if I’d had to pay for all of this stuff myself.  But why do the insurance companies have to be so difficult to deal with?

I’m still getting weekly infusions of iron.  I have about 7 more weeks to go on that.  But for some reason, on about a third of the infustion bills, they are charging me a copay.  Now, my understanding is that chemotherapy is paid at 100%, and I’m pretty sure this is supposed to be classed as chemotherapy.  The problem is that they have some set as provider visits (which they aren’t) and some are set as surgery (which they aren’t).  I talked to someone at customer service, and even they are confused.  Said they’d check into it and call me back.  If they are going to charge me a copay for every infusion, I’m looking at another couple of hundred dollars I’m going to end up owing for all of this.  That’s on top of the $400 copay for the surgery and approximately $100 worth of copays for all of the doctors visits in all of this.

Which reminds me, I need to talk to them about the post-op visits.  I’m pretty sure those are supposed to be included in what they pay the surgeon for the surgery.  They charged me co-pays for those as well.  *sighs*

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